Loan officer

About the Role

HBA MicroSupport is a leading credit company dedicated to empowering individuals and Micro, Small and Medium Enterprises (MSMEs) by providing accessible consumer loans that bridge income gaps. We are currently seeking a motivated and results-driven Loan Officer to join our vibrant team in Nigeria. In this role, you will play a pivotal part in expanding our client base, assessing creditworthiness, and ensuring sustainable loan portfolios through diligent management and customer support.

• Develop and execute effective strategies to generate quality loan leads and expand our market reach.
• Build and maintain productive, long-term business relationships with prospective and existing customers.
• Analyze financial statements and credit profiles of prospects to make sound, risk-compliant lending decisions.
• Participate actively in team sales meetings and contribute innovative ideas for business growth.
• Provide prompt, professional, and efficient resolutions to customer inquiries and concerns.
• Monitor and follow up with clients regarding proper fund utilization for disbursed loans.
• Maintain accurate records and submit comprehensive reports on all sales and after-sales activities.
• Manage end-to-end loan repayment follow-ups to ensure adherence to agreed repayment schedules and minimize default rates.

• Bachelor's degree in Finance, Economics, Accounting, Business Administration, or a related field.
• Proven work experience as a Loan Officer, Credit Analyst, or in a similar sales role within the microfinance or financial services sector.
• Strong understanding of lending principles, credit analysis, and financial statement evaluation.
• Exceptional interpersonal, negotiation, and communication skills.
• High level of integrity, attention to detail, and ability to meet performance targets.
• Proficiency in using MS Office applications and modern financial record-keeping software.

• Competitive base salary with attractive performance-based commission structures.
• Opportunities for professional growth and career advancement within the microfinance sector.
• Comprehensive health insurance and other employee wellness benefits.
• A collaborative, dynamic, and supportive work environment.

Skills