About the Role
Access Bank Plc is seeking a driven and analytical professional to join our dynamic team as a Team Member, SME Product Asset (Job Grade: ABO). In this role, you will play a vital part in supporting the administration, origination, and monitoring of our SME credit products, helping Nigerian businesses thrive through accessible financial solutions.
Key Responsibilities- Support the design, development, and rollout of risk asset products including term loans, overdrafts, working capital finance, and SME-specific credit facilities.
- Collaborate with Relationship Managers, Credit Risk, Legal, and Operations teams to ensure seamless facility disbursement.
- Prepare marketing proposals, product papers, and internal credit approval documents for supervisory review.
- Conduct preliminary KYC checks, customer eligibility profiling, and thorough credit analysis.
- Monitor the performance of disbursed risk assets, track maturing obligations, and identify early delinquency warning signs.
- Maintain precise credit records in strict compliance with Central Bank of Nigeria (CBN) regulations and internal audit standards.
- Generate periodic performance reports on portfolio profitability, PAR, NPL, and other critical risk metrics.
- Deliver exceptional first-line product support to SME sales teams and customers regarding product features and pricing.
- Conduct ongoing market research and competitor benchmarking within the Nigerian banking sector.
- Bachelor’s degree in Business Administration, Economics, Finance, or related quantitative disciplines.
- Minimum of 2 years of relevant professional experience in credit analysis or risk asset administration.
- Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint), with working knowledge of Power BI and SQL.
- Strong understanding of CBN Prudential Guidelines, AML/CFT frameworks, and basic financial statement analysis.
- Exceptional numerical, analytical, problem-solving, and communication skills.
- High ethical standards, integrity, and meticulous attention to detail.
- Competitive salary and performance-based incentives.
- Comprehensive medical and health insurance coverage.
- Continuous professional development through world-class training programs.
- Dynamic, collaborative, and inclusive work environment with clear career growth opportunities.