About the Role
Strivo Labs is seeking a commercially driven Payroll Lending Manager to spearhead the growth and performance of our public and private sector payroll lending portfolio. In this role, you will build strategic employer partnerships, drive loan origination, and ensure robust risk management and regulatory compliance while traveling extensively across Nigeria.
Key Responsibilities- Identify, onboard, and manage strategic partnerships with private and public sector employers to establish salary deduction and check-off frameworks.
- Drive end-to-end loan origination, sales execution, disbursement volumes, and overall portfolio growth.
- Develop and refine underwriting criteria, factoring in employment tenure, income verification, and industry risk.
- Monitor portfolio performance, proactively managing PAR, NPL, and employer-level risk indicators such as restructuring or staff layoffs.
- Collaborate with cross-functional teams including Credit, Risk, Legal, and Sales to ensure smooth operations and regulatory compliance.
- Prepare comprehensive reports on sales pipelines, conversion rates, remittance compliance, and portfolio health.
- Bachelor's degree in Finance, Economics, Business Administration, or a related field.
- 6 to 10 years of professional experience in consumer or retail lending, specifically with payroll, check-off, or digital credit operations.
- Demonstrated expertise in credit risk assessment, portfolio analytics, and loan management systems.
- Exceptional stakeholder management, negotiation, and relationship-building abilities.
- Professional certifications such as ICAN, IBN, RIMAN, or equivalent are a strong advantage.
- Willingness and readiness to travel extensively across Nigeria for partnership development.
- Competitive salary with performance-based incentives.
- Comprehensive health insurance coverage.
- Opportunities for professional growth and leadership within a fast-paced fintech environment.
- Dynamic and collaborative work culture.