About the Role
Moniepoint is a leading financial technology company digitising Africa’s real economy by building an innovative financial ecosystem for businesses. We are looking for an experienced E-Business Control Officer to oversee and validate internal controls across our digital payment platforms, electronic channels, and transaction processing systems. In this critical role, you will ensure that robust controls are designed and operating effectively to mitigate operational, digital transaction, and settlement risks, safeguarding our operations across Nigeria.
Key Responsibilities- Develop and implement control testing programmes to validate end-to-end electronic transaction flows across loans, POS, web, mobile, and API channels.
- Design and monitor daily reconciliation and control processes for loans, card switching platforms, payment gateways, and third-party processor integrations.
- Perform continuous risk assessments and control testing on all electronic channels, chargeback management, and dispute resolution workflows.
- Evaluate revenue assurance controls for e-business products, verifying fee configurations, commission splits, and automated ledger postings.
- Monitor merchant settlement accounts, transaction staging accounts, and e-channel clearing suspense accounts for timely matching and resolution.
- Collaborate with Product, Technology, and Operations teams to embed internal control requirements into new digital payment product designs.
- Maintain an e-business control deficiency dashboard to track and remediate issues identified during channel reviews and audits.
- Monitor compliance with relevant payment system standards, regulatory guidelines, and digital risk management practices.
- Bachelor's degree in Accounting, Business Management, Finance, or a related field.
- Professional certifications such as CISA, CRISC, CISM, ACA, or ACCA.
- 4-6 years of experience in internal control, digital channel auditing, e-business control, or revenue assurance within a fintech or commercial bank.
- In-depth knowledge of COSO internal control framework, ISO 31000, and relevant IFRS standards.
- Strong expertise in electronic payment channels, API integration controls, and digital settlement mechanics.
- Exceptional analytical, problem-solving, and stakeholder management skills.
- Competitive salary and performance-based bonuses.
- Comprehensive health insurance coverage.
- Opportunities for professional development and continuous learning.
- Dynamic and collaborative work environment in a fast-growing fintech ecosystem.