About the Role
Hempawa Consult is seeking four proactive, commercially minded, and results-driven individuals to join a leading financial services organization as Business Development Associates in Nigeria. In this role, you will identify business opportunities, acquire customers, and drive the uptake of financial products, with a strong focus on SME loans and credit assessment.
Key Responsibilities- Identify, map, and develop business opportunities within assigned locations.
- Source and engage prospective customers, entrepreneurs, and eligible business borrowers.
- Promote financial products and services, specializing in SME loan facilities.
- Conduct field visits to verify customer identities, business locations, and operations.
- Assess prospective borrowers' cash flows, repayment capacity, and overall creditworthiness.
- Evaluate customer data against credit requirements and recommend eligible loan applicants.
- Support customer onboarding, loan documentation, and disbursement processes.
- Monitor loan performance, maintain client relationships, and follow up on outstanding repayments.
- Maintain accurate records and submit regular performance reports to management.
- Bachelor's degree or HND in Business Administration, Marketing, Finance, Economics, or a related discipline.
- Proven experience in business development, sales, SME lending, loan origination, or microfinance.
- Strong understanding of basic credit assessment principles and cash flow evaluation.
- Excellent communication, negotiation, analytical, and interpersonal skills.
- Ability to work independently, meet targets, and conduct regular field visits.
- Must reside in Kuje or its surrounding communities.
- Opportunity to build a rewarding career in financial services and SME lending.
- Competitive remuneration package with performance-based incentives.
- Practical exposure to credit operations and business growth strategies.
- Clear pathways for professional development and career advancement.