About the Role
TeamAce Limited is seeking a dynamic Asset Finance Officer to drive SME lending activities with a strong focus on vehicle-based financing. In this role, you will play a critical part in helping Nigerian businesses and individuals access the financial resources they need to scale their operations, manage logistics, and achieve sustainable growth. If you have a passion for credit analysis and relationship management, we want you on our team.
Key Responsibilities- Identify and engage SMEs and individual clients seeking vehicle-based financing to evaluate their funding requirements.
- Conduct thorough credit evaluations, analyzing financial statements, cash flows, and repayment capacity to mitigate financial risks.
- Manage the end-to-end loan process, overseeing everything from initial application and documentation to credit approval and disbursement.
- Monitor loan performance continuously to ensure timely repayments and maintain a healthy, high-quality credit portfolio.
- Build and nurture long-term relationships with SME customers, delivering exceptional service and identifying cross-selling opportunities.
- Bachelor Degree or HND in Finance, Accounting, Economics, Business Administration, or a related field.
- Minimum of 2 to 5 years of proven professional experience in SME lending, commercial lending, or credit analysis.
- Hands-on practical experience specifically in vehicle-based asset financing and collateral evaluation.
- Strong understanding of loan structuring, risk assessment, and repayment monitoring methodologies.
- Demonstrated ability to acquire new SME clients while consistently meeting aggressive portfolio and lending targets.
- Competitive salary with performance-based incentives and bonuses.
- Comprehensive health insurance coverage for you and your dependents.
- Opportunities for professional development and continuous career growth within a leading business solutions firm.
- A collaborative, data-driven, and supportive work culture that values innovation and excellence.